(603) 625-5400 service@nerisk.com

Employee Benefit Program

Get a $5 Dunkin gift card for learning more about this popular employee benefit.

We all want low Auto & Home Insurance rates with an effortless payment plan. Your employer can help. Speare Memorial Hospital provides you with a convenient employee benefit that allows you to buy your Auto & Home insurance with a group discount and effortless payroll deduction payment plan. Best of all, there’s no down payment and no extra billing fees. Your premium is spread evenly over each paycheck. It’s that easy.

Please call us at (603) 625-5400 for a no-obligation quote showing how low your payroll deductions can be and we’ll send you a $5 Dunkin gift card for your time.


Get an immediate no-obligation rate comparison by using the secure quoting tool below.

Enter Promo code: SPEARE to get your $5 Dunkin Donuts gift card.

Remember, the information you provide us is confidential and will not be shared with your employer or others.

Not shopping but need advice? Our agents are available to answer any employee’s personal insurance questions free of charge.


Proudly serving the employees of Speare Memorial Hospital since 1991

Program Benefits

  • Group Discount
  • Payroll Deduction payment plan
  • NO down-payment required
  • NO billing/service fees
  • 4th and 5th year incident waivers
  • New Incident and youthful driver leniency
  • Buy Local – We live and work in your community!
  • Personal Service – Agents that know your name not your policy number!
  • No-obligation Insurance counseling
  • Portable Benefit – You keep the group discount forever!
  • Confidential – Your employer is only told what to deduct.

You need an Independent Agent working for you

  • An independent agent provides you with a choice of several insurance companies.
  •  An independent agent works for you, not an insurance company.
  •  An independent agent lives and works in your community. Ready to help you out when you have a question or claim.
  •  Local Face-to-Face service with a dedicated Agent who takes the time to know you and your family’s insurance needs.


Put our experience to work for you!

Ronald Corriveau CPCU, AAI

Ronald Corriveau CPCU, AAI


42 years

Ron began his insurance career in 1981 as an agent for MetLife in their Manchester office.  In 1983 he was hired as Insurance Manager for the New Hampshire division of the American Automobile Association.  During that time he earned the Accredited Adviser Insurance (AAI) designation and began studing for the Chartered Property & Casualty Underwriter (CPCU) designation.

In 1988, Ron joined the William Parker Insurance Agency in Manchester as their personal lines manager.  When the agency was sold in 1990, Ron became a partner and Vice President of a new Independent Insurance Agency established by Arthur "Chip" Card called New England Risk Management.  In 2001, Ron acquired 100% ownership in New England Risk and continues to serve as President.

Ann Corriveau

Ann Corriveau

Office Manager

35 years

Ann began her insurance career in 1988 as an assistant to a local life insurance agent and financial adviser.  In 1996, after a few years off to be a full time Mom, Ann obtained her NH Insurance producer license and joined New England Risk Management as a Customer Service Representative.

Being very knowledgeable and friendly, Ann strives to meet all of our customers insurance needs, giving them the peace of mind that they made the right decision doing business with New England Risk Management.

In addition to her office management responsibilities, Ann is also our social media liaison.

Lynn Vadnais

Lynn Vadnais

Customer Service Manager

29 years

Lynn started her insurance career in 1994 with North American Specialty Insurance Company in Manchester, NH and quickly worked her way to Underwriter Assistant position.  In 1998, Lynn obtained her New Hampshire producers license and was hired by a local Independent Insurance Agency as a Customer Service Representative,

In 2000, Lynn joined our team as Manager of Customer Service!  Since then, our customers have benefited from  Lynn's knowledge, experience and great personality.