I don’t Bite!

According to the Insurance Information Institute:

 

  • Liability claims related to dog bites and other dog-related injuries cost homeowners insurers $797 million in 2019,
  • The number of dog bite claims nationwide rose to 17,802 in 2019, from 17,297 in 2018.
  • The average cost per claim increased by 14.7 percent in 2019. The average cost paid out for dog bite claims nationwide was $44,760 in 2019, up from $39,017 in 2018.
  • The average cost per claim nationally has risen 134 percent from 2003 to 2019, due to increased medical expenses as well as the size of settlements, judgments and jury awards given to plaintiffs, which are trending upwards.

Do you own a dog?  If so, you need a Homeowner, Renter or Condo Owner Insurance policy.  The Personal Liability coverage on these policies will provide protection for attorney fees and liability judgements against you.  That coverage could save you from paying $40,000+ out of pocket.

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