If you’re found legally responsible for damages that are more than your car insurance covers, you will have to pay the balance from your own pocket. These costs could wipe you out!
New Hampshire’s minimum requirement for automobile bodily injury liability coverage is only $25,000 per person. The property damage minimum is also $25,000.
With those limits, causing total damage to the pictured Mercedes would cost you $66,850 out-of-pocket!
That’s not all. Don’t forget Bodily Injury you may cause. Juries are very sympathetic to a widower and/or children for loss of parental income
We always suggest limits of $250,000 per person for Bodily Injury and $100,000 for Property Damage you may cause. Beyond that, you should also consider purchasing an umbrella or excess liability insurance policy. These policies typically add $1 million or more of coverage above your Auto & Home insurance limits for as little as $200 per year.
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