Like sharing your opinion online?  Be careful.

If you have a standard homeowner policy,  you should be aware that it does NOT cover you for libel or slander.  A few innocently posted words can result in a lawsuit!

When you use social media like Facebook or Twitter, you should be concerned that your postings can come back to haunt you. Someone can easily claim that their reputation has harmed and take legal action against you.

Be sure your Homeowner insurance includes protection for libel and slander. Better yet, purchase a Personal Umbrella Liability policy. It provides extra coverage, like libel, that is specifically excluded on a standard Homeowner policy.  These Umbrella Liability policies also add $1 million or more of coverage above your Auto & Home insurance limits for as little as $200 per year.

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